MedAmerica Mutual Selects Assistant Vice President, Underwriting & Policyholder Services from MedMal Industry

Kevin Cichurski To Be MedAmerica Mutual's Assistant Vice President, Underwriting & Policyholder Services, Oakland, Calif. (January 12, 2004)MedAmerica Mutual Risk Retention Group, Inc., specializing in professional liability medical malpractice insurance, announced today that Mr. Kevin Cichurski, formerly with The Doctors' Company, has joined MedAmerica Mutual as Assistant Vice President, Underwriting & Policyholder Services effective January 5, 2004. In this capacity, Kevin is responsible for managing the Mutual's underwriting activities and will work closely with Gloria H. Everett, Chief Executive Officer, on the underwriting of accounts and policyholder relations.

"We are pleased to welcome Kevin to our management team," said Gloria Everett, CEO, MedAmerica Mutual RRG, Inc. "Kevin has 13 years of experience in the insurance industry making him an ideal fit for meeting the goals of our organization. His understanding of the medical malpractice marketplace will help MedAmerica Mutual continue to build on our record of growth and profit."

Mr. Cichurski said, "I see this as an opportunity to use my experience gained at a larger insurance company to complement the products and services offered by MedAmerica Mutual."

Mr. Cichurski's professional career has included oversight of the underwriting activities for the middle-market business units at The Doctors' Company; previous to that, he managed various lines of liability offerings to hospital accounts while at Program BETA. He is a member of the Professional Liability Underwriting Society and is a member of the Aircraft Owners and Pilots Association.

Mr. Cichurski earned a Bachelor of Science in Business Administration from Rider University, New Jersey, and a Master of Aeronautical Science from Embry-Riddle Aeronautical University, Florida.

About MedAmerica Mutual
MedAmerica Mutual is a physician-directed, controlled and governed professional liability insurer specializing in serving emergency physicians and their medical groups. MedAmerica Mutual Risk Retention Group, Inc., is rated A- (Excellent) Outlook: Stable by A.M Best & Co., the nations premier insurance company financial rating organization. The Company has grown in financial strength in each of the past ten years while saving policyholders premium dollars in the process.