Philosophy
MedAmerica Mutual seeks Emergency Medicine Groups with heightened risk management practices to join its current insureds. The company specializes in underwriting emergency medicine medical groups, focusing on delivering valued insurance coverage and risk management services to its member-owners. Through selective underwriting, we strive to maintain future premium stability for our members.
MedAmerica Mutual is positioned to provide emergency medicine professional liability insurance designed for our physician policyholders at competitive rates by understanding the specific professional liability issues facing emergency physicians in their everyday practices.
Coverage
MedAmerica Mutual's professional liability insurance policies are written on a claims-made basis. Policyholders are covered for an event that takes place and is reported to the Company within the policy period, as long as the policy is still in force. A retroactive date (if applicable) may allow a claim to be reported for an incident that you have been made aware of during the policy period but that occurred before that policy period.
Upon termination of MedAmerica Mutual's claims-made policy, we will offer "Extended Reporting Endorsement" (sometimes referred to as or "Tail" coverage).
Contact MedAmerica Mutual to discuss your specific coverage needs.
Limits Of Liability
MedAmerica Mutual offers limits of liability of $1Million per claim/ $3 Million policy aggregate for all claims reported in a particular policy year. Other limits are available upon request.
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